Privacy Policy

Last updated: December 9, 2025

1. Introduction

DebtGone ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our debt tracking application and related services.

2. Information We Collect

2.1 Information You Provide

  • Account Information: Email address and authentication credentials when you create an account.
  • Financial Information: Income sources, expenses, debts (including balances, interest rates, and payment schedules), and assets that you voluntarily enter into the app.
  • Profile Information: Currency preferences and other settings you configure.

2.2 Information Collected Automatically

  • Usage Data: How you interact with our app, features you use, and actions you take.
  • Device Information: Device type, operating system, browser type, and general location (country/region).
  • Analytics Data: Aggregated, anonymized data to help us improve our services.

3. How We Use Your Information

We use the information we collect to:

  • Provide and maintain our debt tracking services
  • Calculate your debt-free date and payment strategies
  • Generate personalized insights and recommendations for your financial journey
  • Send you important updates about your account
  • Improve and optimize our services
  • Respond to your inquiries and support requests
  • Protect against fraud and unauthorized access to your account

4. Data Security

We implement industry-standard security measures to protect your information:

  • All data is encrypted in transit using TLS/SSL encryption
  • Data at rest is encrypted using AES-256 encryption
  • We use secure authentication methods, including passwordless login via magic links
  • Access to user data is strictly limited to authorized personnel
  • Regular security audits and vulnerability assessments are conducted

5. Data Sharing and Disclosure

We do not sell your personal information. We may share your information only in the following circumstances:

  • Service Providers: With third-party service providers who help us operate our services (e.g., hosting, analytics), under strict confidentiality agreements.
  • Legal Requirements: When required by law, court order, or governmental authority.
  • Business Transfers: In connection with a merger, acquisition, or sale of assets, with appropriate notice to users.
  • With Your Consent: When you explicitly authorize us to share specific information.

6. Your Rights and Choices

You have the right to:

  • Access: Request a copy of the personal information we hold about you.
  • Correction: Update or correct inaccurate information.
  • Deletion: Request deletion of your account and associated data.
  • Export: Export your data in a portable format.
  • Opt-out: Unsubscribe from marketing communications at any time.

To exercise these rights, please contact us at privacy@debtgoneapp.com.

7. Data Retention

We retain your information for as long as your account is active or as needed to provide you services. If you delete your account, we will delete your personal information within 30 days, except where we are required to retain it for legal or regulatory purposes.

8. Cookies and Tracking

We use essential cookies to maintain your session and preferences. We also use analytics tools (such as Google Analytics) to understand how users interact with our service. You can control cookie preferences through your browser settings.

9. Third-Party Services

Our service integrates with the following third-party services:

  • Supabase: Database and authentication services
  • Google: OAuth authentication (when you choose to sign in with Google)

Each third-party service has its own privacy policy, and we encourage you to review them.

10. Children's Privacy

DebtGone is not intended for users under 18 years of age. We do not knowingly collect information from children. If you believe we have inadvertently collected information from a child, please contact us immediately.

11. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date. We encourage you to review this policy periodically.

13. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:

Email: privacy@debtgoneapp.com